Get Quotes from Top Car Insurance Companies In Texas

Looking For An Automotive Insurance Company In Texas?

The state of Texas has stringent automobile insurance laws stipulated by Texas Department of Insurance. Texas is the second largest and second most populated state in the USA; it is also, unfortunately, figures prominently in road-accident statistics. For example, Texas has the second-highest reports of DWI (Driving While Intoxicated) incidents. When you drive your car in an environment that is statistically known to be dangerous, it is worth your time to look into car insurance companies in Texas.

Texas automobile insurance law directs drivers to buy liability insurance. In event of an accident caused due to the insured driver’s inability, auto insurance companies in Texas will pay the injured party’s medical expenses and cover the latter’s car repair or replacement costs. The law sets minimum liability limit at $25,000 for property damage per accident with $30,000 (up to a sum of $60,000 per accident) for each person injured in the accident. Sometimes, if the injured party’s car repair and medical costs can run over the limit the responsible driver has to cough up extra payment. Driving an uninsured vehicle is a breach of the state’s financial responsibility law and is punishable with a fine $175-350 on the first conviction.

There are many automotive insurance companies in Texas, the most trusted of which are Progressive, Geico, Liberty Mutual, and Farmers. Progressive has been offering insurance since 1937 and was among the first companies to lower quotes for low-risk drivers. Today, it maintains a snappy brand-image and satisfied clientele. GEICO has been around 1936 and is especially preferred by government and military employees. Liberty Mutual (founded in 1912) offers a broad spectrum of insurance solutions including automobile insurance. It was the third largest property and casualty insurer in USA for the year 2012. Farmers Insurance, perhaps better known for its insurance of Kasey Kahne’s Chevorlet Impala in NASCAR, has remained the preferred choice of many Texas residents since 1928.

Often drivers decide to add additional coverages like rental reimbursement, personal injury protection, medical payments, comprehensive coverage and even towing and labor to their insurance cover. The number of car insurance companies in Texas is plethoric and most families have their favorites. This is partly due to the fact that insurance companies differ greatly from each other on their terms and rates of insurance. Even though competing closely, these companies offer widely-varying quotes. Hence, the importance of ‘shopping around’ is paramount to purchasing an insurance policy. Thankfully, it is the age of the Internet and you won’t have to trudge from office to office to obtain and compare quotes. is a trusted online tool for comparing insurance quotes. It takes various limiting factors like the driver’s age, driving history and vehicle into account while producing results. It is a handy tool that arms you with what to expect before entering an insurer’s office. A thorough insurance comparison takes only a few minutes on the website. It is well worth your time if you are renting/buying a car or if your car’s old insurance policy is up for renewal.

See which insurance companies are offering the lowest rates in these popular Texas cities:

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